Amount in words formula alteration in Crystal report 2008

HI Experts,

I have below formula for Amount in words in Crystal report 2008.

Present output of the formula:

Amount  : INR 21,42000.

Amount in words: INR Two million One hundred fourty two thousand rupees zero only.

My requirement is : I want as below:

Amount in words : Twenty one lakhs and Fourty two thousand rupees only.

How to fix this ?

Present Query:

IF {Oinv.doccur} = "USD" THEN 

" US$ " + PROPERCASE(TOWORDS(TRUNCATE({OINV.DocTotal}),0)) + " And " +  " Cents " + PROPERCASE(TOWORDS((ROUND({OINV.DocTotal},2)-INT({OINV.DocTotal}))*100,0)) + " Only "

ELSE

IF {Oinv.doccur} = "##" THEN

{Oinv.doccur} + PROPERCASE(TOWORDS(TRUNCATE({OINV.DocTotal}),0)) + "And " + PROPERCASE(TOWORDS((ROUND({OINV.DocTotal},2)-INT({OINV.DocTotal}))*100,0)) + " Only "

else

if {Oinv.doccur}="EUR" THEN

" Euro " + PROPERCASE(TOWORDS(TRUNCATE({OINV.DocTotal}),0)) + " And " + " Cents " + PROPERCASE(TOWORDS((ROUND({OINV.DocTotal},2)-INT({OINV.DocTotal}))*100,0)) + " Only "

ELSE IF {Oinv.doccur} = "JPY" THEN

" Yen " + PROPERCASE(TOWORDS(TRUNCATE({OINV.DocTotal}),0)) +  PROPERCASE(TOWORDS((ROUND({OINV.DocTotal},2)-INT({OINV.DocTotal}))*100,0)) + " Only "

else if {Oinv.doccur}="GBP" THEN

" GBP " + PROPERCASE(TOWORDS(TRUNCATE({OINV.DocTotal}),0)) + " And " + " Pents " + PROPERCASE(TOWORDS((ROUND({OINV.DocTotal},2)-INT({OINV.DocTotal}))*100,0)) + " Only "

ELSE IF {Oinv.doccur} = "CAN" THEN

" C$ " + propercase(TOWORDS(truncate({OINV.DocTotal}),0)) + " Cents " +  propercase(TOWORDS((ROUND({OINV.DocTotal},2)-INT({OINV.DocTotal}))*100,0)) + " Only "

ELSE IF {Oinv.doccur} = "INR" THEN

" INR " + propercase(TOWORDS(truncate({OINV.DocTotal}),0)) + " Rupees " +  propercase(TOWORDS((ROUND({OINV.DocTotal},2)-INT({OINV.DocTotal}))*100,0)) + " Only "

thanks in advance,

Regards,

Dwarak